Chris Holcomb - Baltimore Area SmartVestor

Understanding Today’s Financial Environment

Welcome, I’m Chris Holcomb, Branch Manager, at our Columbia, Maryland, office.  I am a fiduciary and I hold the following designations: CERTIFIED FINANCIAL PLANNER^TM , Certified Kingdom Advisor^® and Chartered Retirement Plans Specialist^SM.   In addition, I am also a licensed agent for life, disability and long term care insurance.  Finally, I am a graduate of Liberty University, a member of The Church at Severn Run and a Ramsey Solutions SmartVestor Investment Professional. 
 
Our firm strives to be a calm and confident financial voice in a noisy world.  We deliver hope to our clients by providing them advise in financial planning, financial coaching, investment management strategies and insurance solutions (CA Insurance License #0M76099). 

We call our core values the Treasure Plan because where your treasure is, there your heart will be also.  The six components of the Treasure Plan include: Faith, Freedom, Family, Friends, Fitness and Finances. 

Our niche is Retirement Planning [401(k)s, 403(b)s, TSPs, 457s, IRA Rollovers, Roth IRAs and brokerage accounts] and Retirement Income Planning (IRAs, Roth IRAs, brokerage accounts, Pensions, Social Security and Medicare).

We understand that you face unique challenges as you prepare for retirement.  We can help you take the mystery out of preparing for today and tomorrow.  Our personalized financial planning service focuses on your financial goals and objectives. 

Our team of professionals has several years of experience in financial services.  We look forward to working with you through all the stages of your life. 

My story

I spent the first 20 years of my career working for three publicly traded companies. During that time, I became intrigued by each of their 401(k) plans, so I spent a considerable amount of time studying each plan. Meanwhile, I noticed that my colleagues were intimidated by the process of selecting and allocating percentages to the mutual funds in their 401(k) plan. During this time, I saw a real opportunity to help people prepare for retirement, so in 2007, I decided to pursue a career as a financial advisor. Four years later, I opened my own firm, Heritage Financial Advisors, in Columbia, MD.

I have been a SmartVestor Investment Professional for Ramsey Solutions in the Baltimore, Maryland area since 2013.  I also lead Financial Peace Classes at our church once a year.  

I was selected as a SmartVestor Pro because I am committed to helping clients pursue their long-term investing goals.