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Social Security Announces 2.8 Percent COLA for 2026

Social Security Announces 2.8 Percent COLA for 2026

November 03, 2025

The Social Security Administration has announced a 2.8 percent cost-of-living adjustment (COLA) for 2026, impacting approximately 75 million Americans receiving Social Security and Supplemental Security Income (SSI) benefits.

The Facts

  • The COLA takes effect January 1, 2026
  • First Payments are sent in February 2026 for Social Security recipients; December 31, 2025, for SSI recipients
  • COLA notices will be mailed in December 2025 and will become available online through your My Social Security account

For complete details about the 2026 COLA and other benefit changes, visit the Social Security Administration website.

This material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named broker-dealer, state- or SEC-registered investment advisory firm.