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Retirement Income Teamwork is the Key Transfer the Risk Plan Ahead

Understanding Today’s Financial Environment

Welcome, I’m Chris Holcomb.  Our office is located in Columbia, Maryland.  I hold the following designations:  Certified Financial Planner (TM) and Chartered Retirement Plans Specialist (SM).  I am also a graduate of Liberty University, a member of The Church at Severn Run and a Ramsey Solutions SmartVestor Investment Professional.

We understand that individuals and business owners face unique challenges as they prepare for retirement. We can help take the mystery out of preparing for today and tomorrow. Whether you are investing for retirement, college savings or estate planning, our personalized financial planning service focuses on your needs, wants, and financial goals and objectives. 

Our professionals have years of experience in financial services. We can help you address your needs of today and for many years to come. We look forward to working with you through all stages of your life, please call (410) 975-8387.

  

We have experience in serving...

Families

Strong families are the building blocks of our society.  Whether it's investments, retirement, college or life insurance, we can help you prioritize your needs and manage a financial plan that focuses on your goals.

Government Employees / Military Service Members

These employees have some unique benefit combinations available to them.  Most of these retirement plans will feature pension payments, Thrift Savings Plan funds and Social Security payments.  Understanding the best way to manage these benefits is critical to maximizing your retirement income.

Small Businesses

As a business owner, you assume a lot of risk, but you should not risk creating your own financial plan.  Focus on your business and delegate your retirement and life insurance needs to Heritage Financial Advisors.

Women

Single, divorcing and recently widowed women each have unique financial planning needs.  Whether you need a retirement, life insurance or long term care plan, we can help you navigate all the options.

Faith Based Investors

If you are wanting to invest according to your Christian values, then we have a solution for you.  Our Faith Based fund models allow you to invest in companies that most accurately reflect your moral principles.  

Dave Ramsey Fans

Chris is a SmartVestor Investment Professional for Ramsey Solutions in the Baltimore, Maryland, area.  He has been selected as a SmartVestor Pro because he is  committed to helping clients achieve their long-term investing goals.

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Working with an advisor that is part of the SmartVestor network cannot guarantee investment success or that financial goals will be achieved. There can be no assurance that working with a Dave Ramsey SmartVestor Pro (SVP) will produce or achieve better results than working with an advisor not affiliated with the SmartVestor program. Advisors that participate in this program pay a fee to belong to the program for client leads that are provided. Dave Ramsey and the Dave Ramsey SmartVestor program is not affiliated with Cetera and Heritage Financial Advisors and is not sponsored or endorsed by Cetera nor Heritage Financial Advisors.

Free Retirement Guide

It's never too soon to start preparing for retirement. But do you know what to look out for? Download our free ebook, "Retire Happy: A Simple Guide to Your Next Big Adventure."



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