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NATIONAL BEST SELLER —

The Treasure Plan 

by Chris Holcomb, CFP®, CKA®, CRPS® | A Retirement Book That Starts with Purpose.

Align your Wealth with What Matters Most

Retirement is not just about having enough money. It's about knowing what comes next.

A practical guide to aligning your finances, purpose, relationships, and faith before retirement arrives.

Purchase a Signed Copy from our office — $15
Buy a copy on Amazon.com
Schedule Your Treasure Plan Clarity Call
$15 Signed
Copy
The Treasure Plan book cover featuring the National Bestseller banner

Heritage Financial Advisors

A Different Kind of Retirement BookMost retirement books start with money. This one starts with fitness and ends with faith.

A Different Kind of Retirement Book
Most retirement books start with money. This one starts with fitness and ends with faith.

After decades of helping families prepare for retirement, Chris Holcomb kept seeing the same problem. People had spent years preparing financially, but very little time preparing personally.

The Treasure Plan™ helps you think beyond investments and income projections. It helps you design a retirement built around meaning, relationships, generosity, health, and purpose.

6

Pillars of a rich life — finances sit in the middle, not at the top

30

Day action plan built into every copy — not just reading, doing

15+

Years of client conversations distilled into one clear framework

3

Formats available — paperback, Kindle, and hardcover

Who This Book Is For
Written for thoughtful people approaching retirement

This is not a technical investing manual. It is a practical guide for people who want clarity, confidence, and purpose in the next chapter of life.

You have saved diligently

But want clarity on how retirement actually works day to day.

You want purpose, not just freedom

You are thinking beyond spreadsheets and investment returns.

You prefer practical guidance

No jargon. No hype. Just clear next steps.

Get Your Copy
Choose How You'd Like to Order

Pick up your signed copy at our office in Columbia, MD. A meaningful gift for yourself, someone preparing for retirement, or someone who has just retired.

  • Personally signed by Chris Holcomb
  • Two signed copies for $25 — get a copy for you and someone you care about.
  • Includes the built-in workbook and 30-Day Treasure Plan
  • Also available on Amazon in paperback and Kindle
  • Questions? Call 410-975-8387 — we're happy to help
Best Value

Signed Copy

$15
pickup available in Columbia, MD

Personally signed and available for pickup at our Columbia, MD office. A lasting keepsake — and a great conversation starter.

Purchase a signed copy from our office
Share the journey

Two Signed Copies

$25
save $5 — plan together

Two personally signed copies. Perfect for couples retiring together, or for gifting to a friend ready to start building their plan.

Purchase Signed Copies from our office
Special Package

Signed Book + T-Shirt + Keychain + Bookmark

$40
limited package

Includes a personally signed copy of The Treasure Plan, an exclusive Treasure Plan T-shirt, compass keychain, and a matching bookmark.

Special Package Available at our Office

Amazon

$17.99
paperback — Prime shipping

Paperback and Kindle available now at Amazon.com. Ships fast with Prime.

Buy a Copy on Amazon.com

Get your complimentary copy of the eBook now

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The Six Treasures
Finances sit in the middle of this list — not at the top. That says everything.

The sequence is intentional. Before you can enjoy life or serve others well, you must take care of yourself. Each pillar builds on the last.

01
Fitness

Your health is the foundation every other plan rests on. Energy and mobility decide how much of your retirement you actually get to enjoy. 

02
Family

Decide what you want to pass on beyond money: values, stories, and the conversations that keep a family close through every transition. 

03
Friends

Retirement removes the built-in community of work. Be intentional about the relationships that keep you connected, encouraged, and known.

04
Finances

Tax efficiency, sustainable income, Social Security, Medicare, long-term care, all in service of the life you actually want to live.

05
Freedom

Design the next chapter with intention: meaningful travel, new pursuits and days that reflect your priorities. Most people plan their finances but not their days. This book helps you do both.

06
Faith

Find the margin: time and dollars directed toward generosity, stewardship, and legacy. This is where money finally becomes mission.

What's Inside
Simple to read. Demanding to execute.

◈

The Planning Strategy, Made Clear

Build stability, flexibility, and confidence in uncertain markets using a framework that works — explained in plain language you'll actually understand and use.

◈

Building a More Sustainable Retirement Income Strategy

Coordinate Social Security timing, tax-efficient withdrawals, and income sequencing. The goal: a thoughtful strategy designed to support long-term retirement income needs.

◈

The 30-Day Treasure Plan

A built-in workbook that asks one practical question: what are the top three changes that would have the most impact on your life today? Master those. Then ask again.

◈

Stories that Make it Real.

Tax decisions, long-term care conversations, giving plans, identity shifts — each chapter uses stories to show what alignment looks like in practice.

The compass orients you toward what matters. The hand is what moves you there. Guidance without action leads nowhere. Action without guidance leads in circles. This book provides both.

— The Treasure Plan, Opening Chapter

The Goal

"My goal is simple: to help you design a retirement and a life you won't outlive — and that you'll never regret."

— Chris Holcomb, CFP®, CKA®, CRPS®

About the AuthorHelping families retire confidently since 2011

About the Author
Helping families retire confidently since 2011

Chris Holcomb

CFP®  ·  CKA®  ·  CRPS®  ·  Branch Manager | Wealth Manager

Chris Holcomb founded Heritage Financial Advisors in 2011 after 20+ years in corporate America. He still works directly with clients as a practicing branch manager, leading a team that serves families nationwide from Columbia, Maryland. His Certified Kingdom Advisor® designation reflects a conviction running through every page: that money is a tool, not a destination.

A Liberty University graduate with a background in mathematics education, Chris is known for making complex financial topics clear, calm, and actionable. The Treasure Plan is that same work — in book form.

"This book grew out of thousands of conversations with real families. The questions are the same. The answers don't have to be complicated."

Frequently Asked Questions
Common Questions

Is this book only about investing?

No. Investments are part of the discussion, but the book focuses more broadly on retirement, purpose, relationships, health, and stewardship.

Is the book faith-based?

Faith and generosity are part of the framework, but the book is written to be practical and accessible for a broad audience.

Is this beginner friendly?

Yes. The concepts are explained in plain language without financial jargon.

Does it cover retirement income planning?

Yes. Topics include Social Security timing, pensions, annuities, tax-efficient withdrawals, and sustainable retirement income planning.

Ready to Start?
Your next chapter deserves a plan.

Purchase your signed copy from our Columbia, MD office and take the first step toward a retirement you are genuinely excited about.

Purchase a signed copy from Our Office — $15
Buy a copy on Amazon.com
Schedule Your Treasure Plan Clarity Call

2 signed copies for $25  ·  Pick up your signed copy at our office in Columbia, MD  ·  410-975-8387