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Top 10 Rules to Know About Qualified Charitable Distributions

June 03, 2024

If you are an IRA owner interested in donating to charity, a qualified charitable distribution may be an option. 

If you are over 70 1/2, qualified charitable distributions (QCDs) can be a favorable way to make donations to charities because a distribution that meets the requirements as a QCD is excluded from gross income (so it is non-taxable).

Read the full story to learn about the 10 features and requirements that apply to QCDs.


For a comprehensive review of your personal situation, always consult with a tax or legal advisor. Neither Cetera Advisor Networks LLC nor any of its representatives may give legal or tax advice.