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Heritage Financial Advisors, LLC

Office: (410) 975-8387

Toll-Free: (855) 558-4287

8850 Columbia 100 Parkway

Suite 314

Columbia, MD 21045

Series 7 and 66; Life Health & Long-Term Care

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

Chris Holcomb is a Registered Representative (CA insurance license #0M76099) of and offers securities through Cetera Advisor Networks LLC (doing insurance business in CA as CGFAN Insurance Agency LLC, insurance license #0644976), member FINRA/SIPC. Advisory Services & Financial Planning offered through Vicus Capital, Inc., a federally Registered Investment Adviser. Cetera is under separate ownership from any other named entity. Securities orders cannot be honored when communicated by email.

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Individuals affiliated with this broker/dealer firm are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Adviser Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Adviser Representatives, who can offer both types of services.